Industry Coverage
Insurance for Texas Auto Repair & Dealerships
Repair shops, body shops, and used-car dealers have a unique exposure: they take responsibility for their customers’ vehicles. We build garage programs with the garagekeepers and garage liability coverage Texas auto businesses need.
The Risk You Carry Every Day
When a customer’s vehicle is damaged, stolen, or catches fire in your care, you are on the hook. Standard business policies do not cover cars you do not own but are responsible for.
Customer vehicle damage
Fire, theft, or collision to a car in your care is your responsibility, not the owner’s policy.
Faulty repair claims
A repair that fails on the road can lead to injury and liability lawsuits.
Test-drive accidents
Dealerships and shops face liability when staff or customers wreck during a test drive.
Property & tools
Lifts, diagnostic equipment, and the building itself represent significant value.
Why Businesses Choose Us
- Garagekeepers coverage for vehicles in your care, custody, and control
- Dealer plate and dealer’s open-lot coverage for used-car lots
- Garage liability tailored to repair, body, and detail operations
Get a Fast Quote
24-hour turnaround. No obligation.
Coverage We Recommend for Auto Repair & Dealerships
General Liability
Protects your business from third-party bodily injury and property damage claims.
Commercial Auto
Covers the vehicles your business owns, leases, or uses for work.
Commercial Property
Protects your building, equipment, and inventory from fire, theft, and storms.
Workers Compensation
Pays medical costs and lost wages when an employee is injured on the job.
Commercial Umbrella
Adds an extra layer of liability limits above your existing policies.
Auto Repair & Dealerships Insurance FAQs
Auto shops need garage liability for operations, garagekeepers coverage for customer vehicles in your care, commercial property for tools and equipment, and workers compensation for technicians.
Protect Your Auto Repair & Dealerships Business
Get a fast, no-obligation quote from a Texas-based team that understands your industry.