Industry Coverage
Insurance for Texas Property Owners & Realtors
Landlords, property investors, property managers, and realtors each carry different risk. We build programs for owners of apartments, office, retail, and mixed-use property, as well as the professionals who manage and sell it.
The Risk You Carry Every Day
A tenant injury, a fire, or a wind and hail claim can threaten the income your property generates. Lenders also require specific coverage before they will finance a building.
Tenant & visitor injuries
Slip-and-fall and negligence claims on your property fall to the owner.
Wind, hail & fire
North Texas storms produce frequent, severe property claims every year.
Lost rental income
If a building is uninhabitable after a loss, your rent stops but your mortgage does not.
Professional liability
Agents and property managers face errors-and-omissions exposure from every transaction.
Why Businesses Choose Us
- Coverage for apartments, office, retail, and mixed-use property
- Loss of rents and ordinance-or-law coverage
- Umbrella limits that satisfy lender requirements
Get a Fast Quote
24-hour turnaround. No obligation.
Coverage We Recommend for Property Owners & Realtors
Commercial Property
Protects your building, equipment, and inventory from fire, theft, and storms.
General Liability
Protects your business from third-party bodily injury and property damage claims.
Commercial Umbrella
Adds an extra layer of liability limits above your existing policies.
Business Owners Policy (BOP)
Bundles general liability and property into one cost-effective policy.
Cyber Liability
Protects your business from data breaches, ransomware, and cyber attacks.
Professional Liability
Protects your business when a client claims your work or advice caused them a financial loss.
Property Owners & Realtors Insurance FAQs
Property owners typically need commercial property coverage on the building, general liability for tenant and visitor injuries, loss of rents coverage, and often an umbrella to meet lender requirements.
With loss of rents (business income) coverage, yes. If a covered loss makes your property uninhabitable, the policy replaces the rental income you lose during repairs.
It can be, but many Texas property policies have separate wind/hail deductibles or exclusions, especially in storm-prone areas. We review the terms carefully so you understand your exposure.
Ordinance or law coverage pays the extra cost to rebuild to current building codes after a loss. Older buildings especially benefit, since code upgrades can add significant cost to a claim.
Yes. Errors and omissions (E&O) coverage protects realtors and brokers from claims of negligence, misrepresentation, or mistakes in a transaction. Many brokerages require it.
Protect Your Property Owners & Realtors Business
Get a fast, no-obligation quote from a Texas-based team that understands your industry.